What Medicare Part B covers

People who already have Social Security or RRB benefits no less than four months before being eligible for Medicare and living in the United States (excluding Puerto Rico residents) are enlisted in both Part A and Part B automatically. Individuals who have joined automatically also have an option to retain or refuse Part B coverage. Puerto Rico residents who qualify for automatic enrollment can only join premium-free Part A; they must physically enroll in Part B to obtain this coverage.

People who do not receive Social Security or RRB benefits are not automatically enrolled in Part B. Individuals who refused Part B initially, or who canceled their Part B enrollment may enroll or reenroll in Part B only at certain enrollment periods. In many cases, if a person doesn’t enroll in Medicare part B when they were initially eligible, they will pay a late enrollment penalty during the period they have Part B.

For all your Medicare questions, contact Sunsurance Agency. We are the leading Medicare insurance brokers on hand to address any concerns about eligibility, coverage, and costs that you may have. Reach out today at 334-494-8282 or email us at edfoy@sunsuranceagency.com.