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Part A

Medicare Part A is one component of Original Medicare, the other being Medicare Part B. It covers hospice stays and special nursing care that you may require when you’re hospitalized for a broken hip, a stroke, or other events that require you to be rehabilitated in a nursing home or other clinical facility.

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What Medicare Part A covers

Part A also caters to inpatient healthcare if required. Costs covered by this part include:

  • General clinical/nursing care
  • Nursing home care
  • Home healthcare

For 2020, beneficiaries pay either $252 or $458 per month as standard premiums and a $1,408 deductible for each benefit period.

Part A Eligibility

Medicare Part A is available for people who are:

  • 65 years or older
  • Handicapped
  • Suffering from End-Stage Renal Disease (ESRD)

To be eligible for premium-free Part A, you must:

  • Receive Social Security or Railroad Retirement benefits
  • Be eligible for Social Security or Railroad Retirement benefits
  • You or your spouse had Medicare-covered government employment

If you are younger than 65, you can be eligible for premium-free Part A by:

  • Receiving Social Security or Railroad Retirement disability benefits for at least 24 months
  • You have ESRD

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    Special information for Part A enrollment

    People who are recipients of Social Security or Railroad Retirement Board benefits no less than four months before qualifying for Medicare and living in the U.S. (excluding Puerto Rico residents) are enrolled in both Part A and Part B. Those who live in Puerto Rico who are eligible for automatic enrollment are only enrolled in premium-free Part A.

    Individuals who aren’t getting Social Security or RRB benefits are not enrolled automatically. Such individuals must enroll by notifying Social Security.

    For all your Medicare questions, contact Sunsurance Agency. We are the leading Medicare insurance brokers on hand to address any concerns about eligibility, coverage, and costs that you may have. Reach out today at 334-494-8282 or email us at edfoy@sunsuranceagency.com.

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    We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.